Zazzle have you explored FedNow?

Is it better than PayPal or Direct Deposit?

https://www.nbcnews.com/news/amp/rcna95380

No thank you! I don’t trust the government with my money, LOL! Please let us keep Paypal! 

Direct deposit would be better; I dont trust Paypal or the gov’t and I’ve had paypal for 2 decades.