How/when you get paid by Zazzle depends on what you've chosen in your Payment Settings.
The User Agreement, Section 23, describes how pay outs work. It sounds like you are probably set on Hold. I have mine set to Hold so my earnings just accumulate on Z until I reach an amount I feel like cashing-out on. Then I switch my setting to Normal and get paid the next month. Then I switch it back to Hold to let my balance start growing again.
Here's how the timing of payouts work, confirmed for me by a Mod back in 2021.
If you want to be paid via Paypal instead of by check, the threshold is only $50 instead of $100. From what I understand the Processing Fee ($2.50 or $5.00) only applies if you want to collect for an amount under the threshold.
I've never done the Normal/Recurring option so not positive how that works but it seems to me like the threshold amount is a cumulative amount and once you reach it you'll automatically be paid, that it doesn't have to be earned all in one same month. So you could earn $75 one month and $25 the next and then you've met the threshold and will be automatically paid the $100 the next month. The people who are set to Normal/recurring automatic payments can advise you better, but the fact that you're sitting on over $400 in accumulated earnings, that leads me to think you have your settings set to Hold.
Congrats on all your sales!
