I may be deleting these stores on Monday, if you want anything let us know

MarilynR
Valued Contributor
11 REPLIES 11

jophb
Contributor III

why would you delete all of the work you have done rather than just stop working, and letting whatever money come in for the rest of your life or zazzle's existance?

MarilynR
Valued Contributor

It is because of this. It is only affecting my Social Security since April. Elizabeth gets hers direct deposited to PayPal. I posted what I intended as a warning to other Zazzlers but I couldn't make it Zazzle related any more than to say is any other Zazzler dealing with this.  

https://www.google.com/search?q=government+sues+direct+Express+&client=tablet-android-deejoy&sca_esv=caaaec4e7ece04a6&sxsrf=AE3TifPaWcCQqyrOGU4uSsR5fnwLDrTFaw%3A1749266301927&ei=fa9DaNavOKmU5OMPp92AiQc&oq=government+sues+direct+Express+&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwGgIYAiIfZ292ZXJubWVudCBzdWVzIGRpcmVjdCBFeHByZXNzIDIFECEYoAEyBRAhGKABMgUQIRigATIFECEYoAEyBRAhGKsCMgUQIRifBTIFECEYnwUyBRAhGJ8FSPeZAVDHAViwjgFwAngAkAEEmAG-DqAB5W2qAREwLjYuNS4yLjAuMy4xLjEuNLgBA8gBAPgBAZgCFKAC6T2oAh7CAgcQIxgnGOoCwgITEAAYAxi0AhjqAhiLAxiPAdgBAcICGRAuGAMYowMYtAIYqAMY6gIYiwMYjwHYAQHCAhkQLhgDGLQCGKgDGJkDGOoCGIsDGI8B2AEBwgIEECMYJ8ICChAjGIAEGCcYigXCAgsQABiABBiRAhiKBcICCxAAGIAEGLEDGIMBwgIREC4YgAQYsQMY0QMYgwEYxwHCAhYQLhiABBixAxjRAxhDGIMBGMcBGIoFwgIQEAAYgAQYsQMYQxiDARiKBcICChAAGIAEGEMYigXCAgoQLhiABBhDGIoFwgIEEAAYA8ICCBAAGIAEGLEDwgINEAAYgAQYsQMYQxiKBcICBRAAGIAEwgIIEAAYgAQYyQPCAgYQABgWGB7CAgsQABiABBiGAxiKBcICCBAAGKIEGIkFmAOWA_EFU8YBh1-_5p26BgQIARgKkgcPMS4yLjcuMy40LjEuMS4xoAfjpAGyBw8wLjIuNy4zLjMuMS4xLjG4B546wgcMMy0xLjEwLjcuMS4xyAftCA&sclient=mobile-gws-wiz-serpç 

https://www.google.com/search?q=social+security+access+issue+direct+express&client=tablet-android-de...

It is like the time when I took a cab to a neighborhood bank to use the ATM to withdraw money from our credit union. Our credit union was offline. There was 10 to 15 minutes of chaos and confusion. Then, I tried the ATM again and it worked and I was able to pay the cab driver including for the 15 minutes. 

 

The first of April, Direct Express told me I was going to have to withdraw or send $100 to PayPal wait four hours and do it again. That worked but then in May I had to pay for two weekend days at the daily rate because I could withdraw enough in time to pay for a week fast enough. So at the end of May, I was $135 short of paying for a week so I started paying the daily rate. We were helped by two people but we ended up paying for 6 days at the daily which is $100 more than the weekly rate. I paid those people back  the 23rd of May when Elizabeth's Social Security was deposited. Then in June, I had to pay four days at the daily rate.  So we can't get through this month. I have tried to find some place to go and reached out to my high school classmates to no avail. So we are cleaning up what we have online.

 

CrazyMermaid
Valued Contributor II

I agree. Just leave them and go on to other things. 

carolineg
New Contributor III

To cut cost, you can go to public library for free internet.

Deb1
Contributor II

I feel the same way. I thought about doing the same thing myself. I decided to leave it for now I have nothing to lose. I just moved on to my other sites putting more effort into them and just letting this sit. Since 10 percent is hardly worth my time. I decided to let this sit and see if Zazzle changes for the better so far not, but I did the work I have nothing to lose by letting it sit and just check every now and then to see if it gets any better heaven knows they need too.  What every you decide best of luck. You will live on forever on your products anyway if Zazzle or someone else posted them why not just see what happens. again, best of luck.

Deb1
Contributor II

Hi Marilyn, I do not mean to worry you but maybe you should contact Zazzle and Social Security and see what they say this just does not sound right. 

MarilynR
Valued Contributor

It is not right but last December the government sued the bank handling the Direct Express cards. The Direct Express cards are issued by US Treasury to people receiving federal benefits who don't have a bank account.. So instead of the government suing, why not move the management of the cards to another bank. What I have to do as soon as Elizabeth's Social Security is deposited is to take a cab to get my state ID and then go to Social Security and change my direct deposit. That was my plan in May but the financial issue compounded so last week I sent a message to CNN and MSNBC. I will refuse an interview if I can but a lot of senior are being hurt and I'm guessing on the demographics of most of those without a bank account.

We have been hurt by our fellow classmates. The "are you coming to the reunion" and "the oh please join us the ladies who lunch group, " ugh. We said we are going up and sit in the middle of town looking as vagrant as possible and speak to all of them. I'm sure the police won't let us sit there for two weeks.

Deb1
Contributor II

So sorry best of luck

MarilynR
Valued Contributor

We even offered the buy now pay later plan on Elizabeth's website that PayPal offers. We suggested it 12 month plan because we would play the loan plus interest back in 2 or 3 installments on June 25th, July 28th, and August 25th. We have two people who could verify that we paid them back in full on May 23rd as promised. That way the payments may not start until after we start paying it back so no money may even come out of the loaners pocket.

Here's how PayPal explains it.


"Pay Monthly

Enjoy the flexibility of 3, 6, 12, or 24-month payment plans with $0 down.

Purchases from $49 to $10,000

Monthly installments

No sign-up or late fees"

 

We also asked if anyone needed to rent a room to help with their expenses or could put us up for two weeks. We started a GoFundMe and a Ko-fi page. We found someone on roommates.com  but she lives 20 miles south of Columbus and we don't have a car. So she needs to meet us first. 

So, we have given up for ourselves and each other. We do have several projects that could generate income at any time -- our writing packages, our new downloadables on Elizabeth's website and Ko-fi, and Benable but that hasn't happened, We have an unusual $60 coming from Zazzle on the 15th but that's too late. So speak up if you want something.

MarilynR
Valued Contributor

At the moment, I may start deleting stores tomorrow,  so if you want something, let us know.

Jadendreamer13
Valued Contributor III

Deleting your stores will only cause self harm. Instead, allow your stores to accumulate sales while you step away and focus on the immediate issue of securing a stable and affordable place to live.

You and your sister may benefit from some financial education to help you get out of emergency, short-term financial solutions. As you can see, that strategy is keeping you stuck — and it is resulting in you two making knee-jerk, emotionally charged decisions. You need to find solutions that will help you make level-headed, long-term decisions.

Consider contacting Adult Protective Services — which is the adult version of Child Protective Services.

They can hook you up with affordable housing, food assistance, healthcare assistance, financial education services, and even job opportunities where you can make a more stable income.

Take a deep breath and start working on a new plan. This plan is not working for you.

Best of luck to you both, and I know that you can do this.